Easy EMI at Kiara Hardware & Electronic
Buy what you need today and pay in easy monthly installments. EMI is available on orders above ₹3,000.00, both online and at our store.
1. Choose EMI at checkout
Add products to cart and pick "Easy EMI" with a plan that suits you.
2. Quick verification
Our accounts team calls you to verify ID (Aadhaar/PAN) and address.
3. Delivery
Pay the down payment and processing fee on delivery.
4. Pay monthly
Pay each installment by UPI, cash or bank transfer by its due date.
EMI calculator
| Plan | Interest (p.a.) | Down payment | Monthly EMI | Processing fee | Total interest | Total payable |
|---|---|---|---|---|---|---|
| 3 Months No-Cost EMI | No cost | ₹0.00 | ₹8,333.33 × 3 | ₹199.00 | -₹0.01 | ₹25,198.99 |
| 6 Months EMI | 12% | ₹2,500.00 | ₹3,882.34 × 6 | ₹299.00 | ₹794.04 | ₹26,093.04 |
| 9 Months EMI | 14% | ₹2,500.00 | ₹2,648.09 × 9 | ₹399.00 | ₹1,332.81 | ₹26,731.81 |
| 12 Months EMI | 15% | ₹3,750.00 | ₹1,917.99 × 12 | ₹499.00 | ₹1,765.88 | ₹27,264.88 |
Plan availability depends on order value. Late payment may attract a fee as per store policy.